Wednesday, January 26, 2022

WHERE WILL TECH SHAKE UP THE MARKET?

1) Mortgage approvals will speed up. 2) As a result of #1, appraisals are agonizingly slow as there are not enough appraisers, however technology will continue to streamline virtual or “desktop” appraisals. Fannie Mae and Freddie Mac have already signed on. 3) Cash is king and “rich uncle” companies are stepping in to speed up acceptance times. (Home Ribbon, Unlock, and Better.com to name a few.) Remember nothing is for free, so check their fees and repayment times to obtain your own financing after close of escrow. 4) NO BLOCKCHAIN type products for now—bitcoin and other crypto currencies currently not in use. Digital assets are very different from brick and mortar. Housing continues to be quite unique in that respect. 

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