REMEMBER THE DETAILS

When you are buying a home remember that the seller is paying commission to that broker.  The buyer traditionally and customarily does not pay commissions.  So it doesn't make sense to buy a home without representation.  Secondly, be prepared for closing costs, such as an entire year of homeowners insurance as a lender requirement.  Make sure you know how much money you will need in addition to your down payment.  Make sure you know all the lender guidelines on gift money.  Finally, make sure you get and pay for a home inspection so you have full disclosure from a third party on any prospective home.  Sellers' need also remember to get outside opinions on what needs to be done to a home before it hits the market.  Do too much and you give buyers free upgrades on improvements that can't be fully recouped at sale.  Don't do enough and you leave money on the table.  Next month we will discuss staging and why you do it.